Building a Brighter Financial Future Plan
The Building a Brighter Financial Future Plan turns your current financial position into a clear, workable roadmap. It connects your accounts, cash flow and tax position to your business goals, so you can make decisions with confidence and know what to focus on next.
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What the plan covers
You get a practical view of where you are now, where you want to be, and the steps to close the gap. The plan typically includes:
- A review of current performance using your latest bookkeeping and accounts data
- Clarity on cash flow, owner drawings or salary, and what is sustainable
- A simple forecast to show how different choices affect your finances
- Tax-aware planning points, so you can avoid surprises and keep more of what you earn
- Key numbers to track (KPIs) that suit your business model
- A prioritised action plan with clear next steps
- Risks and pinch points to address early (for example VAT, margins, or irregular income)
Who this is for
This service is ideal if you are running a small UK business and want a firmer grip on the numbers without spending hours in spreadsheets. It is especially useful if you:
- Feel profitable, but cash is still tight
- Want to plan drawings, salary, dividends, or reinvestment with more certainty
- Are unsure what you can afford to hire, outsource, or spend on marketing
- Have outgrown “just filing the returns” and want forward-looking guidance
- Need a plan for the next 6 to 12 months rather than guesswork
How the service works
We start by agreeing your goals and the decisions you need to make soon. You then share the financial information already available (often from cloud accounting, bank data, and recent filings), and we identify what else is needed to create a reliable picture.
Next, we review the numbers, build a forecast, and map out scenarios that reflect real choices, such as pricing changes, additional work, or increased costs. You receive a clear written plan, then we talk it through so you understand what the numbers mean and what to do first.
What happens after the plan
The plan is designed to be used, not filed away. You can implement the actions yourself, or use it as the basis for ongoing support, with periodic check-ins to compare actual results to the forecast and refine the next steps as your business changes.
